Voluntary Health Insurance Scheme (VHIS): Flexible Healthcare Choice, Thoughtful Tax Relief

Break free from traditional insurance limits with full coverage at private hospitals worldwide, ensuring access to top-tier medical care when you need it most. In Hong Kong, quality healthcare should never be a luxury. The Voluntary Health Insurance Scheme (VHIS) is a government-certified individual indemnity hospital insurance policy certified by the Health Bureau, designed to elevate hospital coverage standards. Whether for minor surgery or battling a critical illness, VHIS opens the doors to private care—sparing you from long public waiting lists and providing a professional, comfortable healing environment.

 

Who Needs VHIS the Most?

• Young Professionals: Lock in guaranteed renewal rights early while young and in good health.

• Family Breadwinners: Shift high private hospital expenses away from your household to secure better treatment options for your loved ones.

• Employees with Company Medical Cover: Serve as a secondary safety net to top up company coverage limits and avoid coverage gaps when changing jobs.

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